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Average means ordinary or usual. Average is what many people aspire to be. Don’t rock the boat, don’t stand out, don’t make waves. I’m guessing you want more. You want each day to be special, to mean something. You’d like your life to follow a path that you create. Here’s the answer : ignore common wisdom. Just forget it. Common is average. Your life can be more by being different. Here are 4 ways to break from the pack and create a satisfying retirement lifestyle that is under your control. 1) Short cuts usually get you lost . Too many people figure they know how to get something for nothing. Hard work is for suckers. The path to glory and greatness lies through other's efforts or money. Don’t bother perfecting your skills. Don’t waste time learning what you need to know. Look for the easy way. Look for the shortcut. Just don’t be surprised if you find yourself in the forest with no way out. There are no shortcuts on the road to a non-average life. You have to want it enough to w...

This is a guest post from Kendal Perez that first ran four years ago. The information remains relevant and helpful as our retirement planning must include our beloved pets. Please add fresh comments to the end of the post if this helps you. According to a recent article in USA Today, Americans spent over $50 billion on their pets last year, up from $10.1 billion just four years earlier. That's a lot of money for Max or Fluffy, but still nothing compared to the unconditional love they shell out for you every day. As the proud owner of two Labrador-Australian Shepard mixes, I'm no stranger to the rising cost of pet care. In addition to frequent exercise and annual check-ups, my husband and I save hundreds of dollars on pet care by adopting the following savvy strategies. 1. Create an Emergency Fund There are at least nine reasons for an emergency fund, according to Kiplinger, including the ability to offset a costly vet bill should your beloved animal need expensive treatmen...

As I look ahead to the future of Satisfying Retirement for the rest of this year and beyond, I wonder what steps I should take next. Six years is a long time for a blog to exist. But, readership and comments tell me there remains an interest in what is on these pages. What I don't want to happen is that Satisfying Retirement becomes boring, uninteresting, or stale. With a staff of one (and occasional input from my wife), it is important I am constantly open to new ideas that don't just come from me. What to write about, products or services that I could offer that would fill a need, changes in the look of the blog...all the building blocks of a blog that is growing and not just marking time. These are the types of questions that keep me reading books and web sites to help me stay fresh. Of course, the best source of information is you, the reader. You know what you want when you click over to this blog. You know what you like and maybe some things you don't like. So,...

$825,375. It would nice if I could give you the exact amount of money you need to retire. Achieve that figure and walk away from your job. Stop worrying about the stock market, what the Fed is doing, or who says what in Washington. Hit your number and go. If you type the search phrase,  How Much Money Do I Need To Retire ,  into Google, you will get something in excess of 43 million links to that question or a close variant. Isn't that amazing? A question that is very personable still has 43,000,000 places you can consult. That dollar figure above is probably incorrect for you. The amount of money you need to retire is based on these five factors: What your goals are for your retirement Do you want to spend the first several years traveling the world, visiting your adult kids and grandchildren, remodeling your home, or splurging on the RV you have always dreamed about before settling down? Or, are you really looking forward to staying close to home, being ...

I thought it might be fun, or maybe instructive, to look at what is selling well on Amazon. The web site updates the lists every hour of every day, so what you would see today will be different from what I uncovered on a Wednesday morning in mid July. I am not sure what to conclude from what I found. Here are some selected categories and the results of the top 20 sellers in each: 1) In the app store for Android. all but one of the best sellers are games. This was before the Pokemon Go craze but time-killing games totally dominate. Does this say something about smartphone use, how we spend free moments, or our need for distraction?  2) In the books and comics category all but one are comics or kids' books. The lone exception is the NIV Bible. It has been awhile since I have visited a bookstore, but I wonder if the comic and graphic novel section reflects this interest. 3) In computers and accessories, all the top sellers are Kindles and Amazon's Echo . No laptops,...